The functioning ATM makes it easy to withdraw money, just push the card into the top opening and the money will be dispensed at the bottom. To refill money, the back can be opened with the included key. Set includes two figures, two interchangeable dresses, PLAYMOBIL shopping bag, puppy, money, and other accessories. Recommended for ages five to twelve. Warning. Choking HAZARD. Small parts. Not for children under 3 years.